When an emergency happens and your home suffers damage, insurance policies state that the victim has to take reasonable steps in order to minimize the damage and to prevent further loss to the property after experiencing a catastrophic event.
Once you have suffered a catastrophic event, such as a fire or flood, you need to make sure you secure unsafe walls, floors and ceilings. You also need to make sure that your property is protected against unauthorized entry, to make sure the property is not made to be more hazardous. This will reduce the risk of injury or death.